Mobile Money Manager

An Application in mobile to integrate your multiple bank accounts and credit cards to let you know your asset(Mainly –liquid ) at any point of time. It will also be used to know at the time of shopping ie GO or No GO for shopping.

This feature will be really helpful if you have multiple account & credit cards with you and also multiple EMIs.
For this u need to register with bank for Mobile banking in case you don’t have it already .This application will considered your Bank account details as received from bank .on every SMS from Bank .This application will extract the Amount and keep a store of it …it will also take care of your Credit card details .
As using the Mobile statement we also receive our due EMI dates and EMI paid.
It will consider all this things and you can check your assets and liabilities at any point of time.
This can also go one level up and let you on your demand at the time of shopping that is the purchase a good option or not based on your account details.
Say for example …..You have two account with bank X and Y.

Amount in X is: 20,000
Amount in y is: 40,000

Credit card payment due till current date: 30,000.
And if you are going for an New purchase say of Laptop of brand A of price 40K.It will based on some computation let u know that it’s an NO GO.
You can also use this application to register your EMI due dates, ranging from Home loan to car loans to …insurance payments. This application will also generate Alerts to you for your due dates in case you have forgotten it.

This application can be taken one level further and it can tied up with various banks based on which bank will send all the details(money amount) of yours with bank through SMS .
Even this application can create a protocol with Banks even to extract info from bank on need basis.